First of all before understanding whether can you have a Medicare supplement plans and advantages plans or not, we need to learn what are a Medicare supplement plans and advantage plans. Everyone who is interested in Medicare supplement plans or advantage plans should have this question in their mind. It is obvious because everyone wants to benefit from these plans in clever way.
What is a Medicare supplement plan?
General Medicare plans pays most of the health care cost and expenses but doesn’t cover all of the cost. Medicare supplement plan was thus introduced by insurance company which help us pay hospital and medical bills that general Medicare plans don’t cover like copayment, coinsurance etc. You can enroll in an Aetna Medicare supplement plan by visiting www.Medisupps.com/. These do not cover long term care, dental, hearing and vision. For example- cost of making eye glasses or lens are not covered by Medicare supplement plans.
What is a Medicare advantage plan?
Medicare advantage plan mostly covers all the policy of general Medicare plans. If one is taking Medicare advantage plan then it covers hospice care and other medical studies cost if necessary for your health. The main benefit of Medicare advantage plan is you are always considered for emergency and needed health care. Most Medicare advantage plans cover dental, hearing, vision and sometimes also cover prescribed drugs.
Can you have a Medicare supplement plans and advantage plans?
You might be confused about whether you can have a Medicare supplement plan alongside advantage plan. I would say, no you can’t have both of these plans. Medicare supplement plans can’t be used to pay cost of Medicare advantage plans like premium. Thus, you have an option; either chooses Medicare supplement plans or Medicare advantage plans.
Which is better: Medicare supplement plans and Medicare advantage plans?
Understanding thoroughly, general Medicare plans are named Part A and Part B. Medicare supplement plans and Medicare advantage plans both covers all the policy of Part A and Part B i.e. one should take both policy part A and part B to have Medicare supplement or advantage plans. Moreover, Medicare advantage plans are called Part C policy. If you are about to buy Medicare advantage plans, you can leave Medicare supplement plans because there is no advantage of having both the plans. Medicare supplement plans can’t be used to pay cost of advantage plans.
Thus it is your own need and preference that decide whether to take Medicare supplement plans or Medicare advantage plans.